Research

The Future of Regulation, Risk Management, and Compliance 2023

21 Apr 2023  |  586 downloads

How to prepare for the looming regulatory storm. Financial institutions are on course to find themselves caught in a perfect storm of risk and compli...

Embracing Technology to shape the Future of Digital Banking

20 Apr 2023  |  415 downloads

There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...

The Future of Fintech in the UK 2023

13 Apr 2023  |  529 downloads

A Special Edition for UK Fintech Week 2023 and IFGS 2023 Fintech investment across Europe, the Middle East and Africa fell from $79 billion across 2,...

Customer Experience - Is Hyperpersonalisation the next frontier?

06 Apr 2023  |  370 downloads

“Inflection Point” as Banks Invest to Improve Customer Experience A Finextra research survey, which was conducted in late 2022/ea...

How banks can expand the omnichannel for virtual signing experiences

31 Mar 2023  |  165 downloads

The global pandemic presented a challenge to the way many products and services were offered by banks, and now that we are on the other side of Covid-...

Mainframe Modernisation, the Digital Endgame

13 Mar 2023  |  295 downloads

Mainframes have been in existence since the 1950s and a decade later, were partly responsible for putting man on the moon. It was one small s...

Sustainable Finance Live - Enabling positive change through innovation and collaboration

31 Jan 2023  |  386 downloads

A Visual Record from the Sustainable Finance Live Conference and Hackathon 2022 Sustainable Finance Live returned for its fifth edition - and second...

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  414 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

Seeking Approval - Acquirers vs. Transaction Fraud

25 Oct 2022  |  458 downloads

Transaction fraud monitoring lies at the heart of fraud prevention for acquiring banks, and while the effort in decreasing fraud rates has advanced si...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1108 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Banking as a Service: Predictions for 2023

20 Oct 2022  |  979 downloads

Cloud strategies are changing After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...

SaaS: The case for building a new banking business model

03 Oct 2022  |  510 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

The Future of ESGTech 2023

12 Sep 2022  |  779 downloads

A Sibos Special Edition While new risks emerge, so do new opportunities for financial services providers to lead technological innovation and drive p...

Onboarding, KYC, and Digital Identity: the Bottom Line

10 Aug 2022  |  783 downloads

Technology is continuing to evolve at a fast rate. Consumers have evolved and now expect a digital onboarding process. This presents an opportunity f...

Mainframe to Cloud: How to shift applications

05 Sep 2022  |  329 downloads

The shift to the cloud The financial services industry is increasingly turning to the cloud to resolve challenges involving the movement of money. Ho...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  774 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  1357 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

Real Time Payments: Solving today's problems for tomorrow's success

23 Jun 2022  |  820 downloads

Banks understand what they need from real time global payments, but reaching a position where they can leverage the full benefits available is a signi...

The CIO’s guide to architecture modernisation through portability, resilience, and flexibility

14 Jun 2022  |  388 downloads

Why CIOs need to shelve short-termism in favour of smart modernisation Every architecture decision a CIO makes directly impacts their bank’...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  882 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1722 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

The Future of Digital Identity 2022

06 May 2022  |  1061 downloads

Inclusive, Secure, Fit For Purpose Digital identity will be the catalyst for financial institutions wanting to navigate the data ecosystem in an incr...

Can you afford compliance?

25 Apr 2022  |  456 downloads

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution&rsqu...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  394 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...