Research

Embracing Technology to shape the Future of Digital Banking

20 Apr 2023  |  415 downloads

There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...

Mainframe Modernisation, the Digital Endgame

13 Mar 2023  |  295 downloads

Mainframes have been in existence since the 1950s and a decade later, were partly responsible for putting man on the moon. It was one small s...

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  414 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1108 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Banking as a Service: Predictions for 2023

20 Oct 2022  |  979 downloads

Cloud strategies are changing After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...

SaaS: The case for building a new banking business model

03 Oct 2022  |  510 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

Mainframe to Cloud: How to shift applications

05 Sep 2022  |  329 downloads

The shift to the cloud The financial services industry is increasingly turning to the cloud to resolve challenges involving the movement of money. Ho...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  1357 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

The CIO’s guide to architecture modernisation through portability, resilience, and flexibility

14 Jun 2022  |  388 downloads

Why CIOs need to shelve short-termism in favour of smart modernisation Every architecture decision a CIO makes directly impacts their bank’...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  882 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1722 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  394 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

The Future of Regulation 2022

07 Feb 2022  |  1104 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  421 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  786 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Building the Road to a Hybrid Cloud Future

24 Nov 2021  |  251 downloads

A recent survey conducted by Finextra and Red Hat showed that 82% of the financial services respondents say they are embracing and implementing hybrid...

Continuous Reinvention: The holy grail of Digital Transformation

03 Nov 2021  |  312 downloads

Driven by the uncertain macroeconomic environment - and remote working paradigm - that endured throughout the pandemic, the term 'digital transfor...

Open Banking powered by the Cloud, Democratising Finance at Scale

28 Oct 2021  |  544 downloads

As new business models emerge with recurring revenue in the innovative payments sector, traditional banks are looking to utilise open banking and open...

Core Banking on the Cloud - The Catalyst for Innovation, Agility and Efficiency

07 Oct 2021  |  531 downloads

Traditional core systems that assume a branch interface and retain human-led back offices no longer meet needs. To be truly agile, banks must priorit...

Prepare to Choose: 4 factors Banks must assess before committing to a SaaS Provider

22 Sep 2021  |  511 downloads

Most banks' digital transformation journeys are well underway, and the need to now deliver on their strategy milestones means that time is of the...

Competitive Advantage through Cloud Connectivity

06 Sep 2021  |  172 downloads

Why NaaS is the smartest path to realising Financial Services Innovation in the Cloud. Many financial services firms are still making the shift from...

Managed Services: Helping Banks refocus on Innovation and Growth

03 Sep 2021  |  280 downloads

Key concerns such as security and compliance are often cited as barriers to banks adopting managed services. In fact, the managed model can deliver s...

Love Change: The Dynamics of Modern Leadership

06 Aug 2021  |  309 downloads

Change in financial services has become a differentiating factor. With that, the facets of leadership have and are still evolving, with a refreshed f...

Driving successful Cloud Transformation

15 Jul 2021  |  337 downloads

Capital market firms face the challenge to evolve at pace with technology, so that they're able to innovate and adapt to the customer’s...