20 Apr 2023 | 415 downloads
There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...
13 Apr 2023 | 529 downloads
A Special Edition for UK Fintech Week 2023 and IFGS 2023
Fintech investment across Europe, the Middle East and Africa fell from $79 billion across 2,...
26 Oct 2022 | 414 downloads
The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators.
These regulators he...
21 Oct 2022 | 1108 downloads
A Money20/20 USA Special Edition
2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...
20 Oct 2022 | 979 downloads
Cloud strategies are changing
After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...
03 Oct 2022 | 510 downloads
Why is SaaS pivotal to tackling regulatory, competition, and technology challenges?
Banks are no longer only interested in building their infrastruct...
10 Aug 2022 | 783 downloads
Technology is continuing to evolve at a fast rate.
Consumers have evolved and now expect a digital onboarding process. This presents an opportunity f...
22 Jul 2022 | 774 downloads
The next stage of the fintech evolution is rebundling.
At the core of the industry, the catalyst for fintech evolution has continued to be disruption...
07 Jul 2022 | 1357 downloads
The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe.
Increased digiti...
30 May 2022 | 882 downloads
How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business
This survey, conducted in early 2022, aimed to quan...
27 May 2022 | 1722 downloads
The Cutting Edge of Digital Payments
The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...
11 Mar 2022 | 394 downloads
Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...
04 Mar 2022 | 598 downloads
Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...
28 Feb 2022 | 1271 downloads
Which European Stakeholders will Win or Lose?
Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...
31 Jan 2022 | 421 downloads
While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...
18 Jan 2022 | 1325 downloads
Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...
17 Jan 2022 | 374 downloads
Banks large and small, old and new, have come a long way in a short amount of time.
Prior to the pandemic there wasn’t a bank or financial...
22 Dec 2021 | 1006 downloads
After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...
17 Dec 2021 | 1199 downloads
Responding to Innovation: Where will the impact be?
Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...
09 Dec 2021 | 786 downloads
Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...
12 Nov 2021 | 458 downloads
The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...
05 Nov 2021 | 294 downloads
Poverty premium is a term that means so much more than being charged more for certain products and lack of credit history; it can also equate to digit...
28 Oct 2021 | 544 downloads
As new business models emerge with recurring revenue in the innovative payments sector, traditional banks are looking to utilise open banking and open...
22 Sep 2021 | 511 downloads
Most banks' digital transformation journeys are well underway, and the need to now deliver on their strategy milestones means that time is of the...