Research

Payments Transformation: Emerging Stronger

10 Mar 2022  |  909 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  598 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Embedded Finance 2022

28 Feb 2022  |  1271 downloads

Which European Stakeholders will Win or Lose? Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...

The Future of Regulation 2022

07 Feb 2022  |  1104 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  421 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...

Open Banking Europe 2022 - What’s next for Open Banking?

18 Jan 2022  |  1325 downloads

Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  374 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  1006 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

Sustainable Finance Live - Supply Chain Traceability: Better Data, Lower Risk

20 Dec 2021  |  77 downloads

A Visual Record from the Sustainable Finance Live workshops 1 - 2 December 2021 Finextra and Responsible Risk have come together for a thoughtprovoki...

The Reinvention of Card Payments

17 Dec 2021  |  1199 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  786 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Don’t go extinct - How Wealth Managers can remain relevant

29 Nov 2021  |  334 downloads

Transformation drivers and actions to prioritise Until recently, the wealth management industry in the UK has been largely homogeneous, with most tra...

The Future of ESGTech 2022

26 Nov 2021  |  617 downloads

Employing Data to Deliver on the UN's SDGs The unrealised potential for data to serve fertile, yet dormant, use cases is limitless. Therefore, em...

Building the Road to a Hybrid Cloud Future

24 Nov 2021  |  251 downloads

A recent survey conducted by Finextra and Red Hat showed that 82% of the financial services respondents say they are embracing and implementing hybrid...

Facing up to the Future: Biometric Automation in Banking

12 Nov 2021  |  458 downloads

The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...

The Future of Wealth Management 2022

10 Nov 2021  |  1096 downloads

A sector at the beginning of its digital renaissance. Increased digitisation of goods and services throughout the 2010s gathered pace long befo...

Addressing the Poverty Premium: A data-led approach

05 Nov 2021  |  294 downloads

Poverty premium is a term that means so much more than being charged more for certain products and lack of credit history; it can also equate to digit...

Continuous Reinvention: The holy grail of Digital Transformation

03 Nov 2021  |  312 downloads

Driven by the uncertain macroeconomic environment - and remote working paradigm - that endured throughout the pandemic, the term 'digital transfor...

Open Banking powered by the Cloud, Democratising Finance at Scale

28 Oct 2021  |  544 downloads

As new business models emerge with recurring revenue in the innovative payments sector, traditional banks are looking to utilise open banking and open...

Five Factors to consider when building Operational Resilience

12 Oct 2021  |  250 downloads

The term resilience is receiving a significant amount of airtime in 2021. While the pandemic certainly pulled into focus the need for resilient syste...

Core Banking on the Cloud - The Catalyst for Innovation, Agility and Efficiency

07 Oct 2021  |  531 downloads

Traditional core systems that assume a branch interface and retain human-led back offices no longer meet needs. To be truly agile, banks must priorit...

Prepare to Choose: 4 factors Banks must assess before committing to a SaaS Provider

22 Sep 2021  |  511 downloads

Most banks' digital transformation journeys are well underway, and the need to now deliver on their strategy milestones means that time is of the...

Addressing tech skills shortages in financial services

14 Sep 2021  |  281 downloads

As digitisation increases within banking, financial services and insurance, tech leaders are faced with the task of aligning skills to strategy. Ensu...

Competitive Advantage through Cloud Connectivity

06 Sep 2021  |  172 downloads

Why NaaS is the smartest path to realising Financial Services Innovation in the Cloud. Many financial services firms are still making the shift from...