Research

The Future of Fintech in the UK 2023

13 Apr 2023  |  529 downloads

A Special Edition for UK Fintech Week 2023 and IFGS 2023 Fintech investment across Europe, the Middle East and Africa fell from $79 billion across 2,...

Customer Experience - Is Hyperpersonalisation the next frontier?

06 Apr 2023  |  370 downloads

“Inflection Point” as Banks Invest to Improve Customer Experience A Finextra research survey, which was conducted in late 2022/ea...

SaaS: The case for building a new banking business model

03 Oct 2022  |  510 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

Mainframe to Cloud: How to shift applications

05 Sep 2022  |  329 downloads

The shift to the cloud The financial services industry is increasingly turning to the cloud to resolve challenges involving the movement of money. Ho...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  774 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

Real Time Payments: Solving today's problems for tomorrow's success

23 Jun 2022  |  820 downloads

Banks understand what they need from real time global payments, but reaching a position where they can leverage the full benefits available is a signi...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  394 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

Payments Transformation: Emerging Stronger

10 Mar 2022  |  909 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  598 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Regulation 2022

07 Feb 2022  |  1104 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Open Banking Europe 2022 - What’s next for Open Banking?

18 Jan 2022  |  1325 downloads

Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  374 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  786 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Building the Road to a Hybrid Cloud Future

24 Nov 2021  |  251 downloads

A recent survey conducted by Finextra and Red Hat showed that 82% of the financial services respondents say they are embracing and implementing hybrid...

Continuous Reinvention: The holy grail of Digital Transformation

03 Nov 2021  |  312 downloads

Driven by the uncertain macroeconomic environment - and remote working paradigm - that endured throughout the pandemic, the term 'digital transfor...

Open Banking powered by the Cloud, Democratising Finance at Scale

28 Oct 2021  |  544 downloads

As new business models emerge with recurring revenue in the innovative payments sector, traditional banks are looking to utilise open banking and open...

Core Banking on the Cloud - The Catalyst for Innovation, Agility and Efficiency

07 Oct 2021  |  531 downloads

Traditional core systems that assume a branch interface and retain human-led back offices no longer meet needs. To be truly agile, banks must priorit...

Prepare to Choose: 4 factors Banks must assess before committing to a SaaS Provider

22 Sep 2021  |  511 downloads

Most banks' digital transformation journeys are well underway, and the need to now deliver on their strategy milestones means that time is of the...

Addressing tech skills shortages in financial services

14 Sep 2021  |  281 downloads

As digitisation increases within banking, financial services and insurance, tech leaders are faced with the task of aligning skills to strategy. Ensu...

Managed Services: Helping Banks refocus on Innovation and Growth

03 Sep 2021  |  280 downloads

Key concerns such as security and compliance are often cited as barriers to banks adopting managed services. In fact, the managed model can deliver s...

Love Change: The Dynamics of Modern Leadership

06 Aug 2021  |  309 downloads

Change in financial services has become a differentiating factor. With that, the facets of leadership have and are still evolving, with a refreshed f...

Driving successful Cloud Transformation

15 Jul 2021  |  337 downloads

Capital market firms face the challenge to evolve at pace with technology, so that they're able to innovate and adapt to the customer’s...

Successful strategies in adopting Hybrid Cloud in Financial Services

29 Jun 2021  |  320 downloads

The benefits of profitability, cost-management, compliance, agility and efficiency gained from implementing a hybrid cloud strategy are hugely benefic...

Refreshing Payment Orchestration for a digital future

11 Jun 2021  |  417 downloads

Digitising processes and services to meet the needs of customers has been a prerequisite for the payments industry, leaving acquirers, issuers, and me...