Research

Embracing Technology to shape the Future of Digital Banking

20 Apr 2023  |  415 downloads

There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...

The Future of Fintech in the UK 2023

13 Apr 2023  |  529 downloads

A Special Edition for UK Fintech Week 2023 and IFGS 2023 Fintech investment across Europe, the Middle East and Africa fell from $79 billion across 2,...

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  414 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

Seeking Approval - Acquirers vs. Transaction Fraud

25 Oct 2022  |  458 downloads

Transaction fraud monitoring lies at the heart of fraud prevention for acquiring banks, and while the effort in decreasing fraud rates has advanced si...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1108 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

SaaS: The case for building a new banking business model

03 Oct 2022  |  510 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

The Future of ESGTech 2023

12 Sep 2022  |  779 downloads

A Sibos Special Edition While new risks emerge, so do new opportunities for financial services providers to lead technological innovation and drive p...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  774 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

Real Time Payments: Solving today's problems for tomorrow's success

23 Jun 2022  |  820 downloads

Banks understand what they need from real time global payments, but reaching a position where they can leverage the full benefits available is a signi...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  882 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1722 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

The Future of Digital Identity 2022

06 May 2022  |  1061 downloads

Inclusive, Secure, Fit For Purpose Digital identity will be the catalyst for financial institutions wanting to navigate the data ecosystem in an incr...

Can you afford compliance?

25 Apr 2022  |  456 downloads

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution&rsqu...

Payments Transformation: Emerging Stronger

10 Mar 2022  |  909 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  598 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Embedded Finance 2022

28 Feb 2022  |  1271 downloads

Which European Stakeholders will Win or Lose? Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...

The Future of Regulation 2022

07 Feb 2022  |  1104 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  421 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...

Open Banking Europe 2022 - What’s next for Open Banking?

18 Jan 2022  |  1325 downloads

Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  374 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  1006 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

The Reinvention of Card Payments

17 Dec 2021  |  1199 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  786 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Facing up to the Future: Biometric Automation in Banking

12 Nov 2021  |  458 downloads

The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...