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‘Mainframe is dead!’ has long been a cry within the IT industry but the reality is, many organisations still rely heavily upon mainframes with data sitting on them around the 12EB (yes, exabyte) mark ...
Few could have anticipated the margin and deposit growth pressures financial institutions have suddenly faced in 2023. Traditional models cannot always solve balance sheet shortfalls. As innovative ba...
There’s an all-too-common scenario that pervades the payments landscape: acquirers blindly falling into a commodity trap. This unwanted outcome occurs when a financial institution that processes credi...
The implementation of remote identification and the ability to become a new customer without physically visiting a branch revolutionized banking services. In Europe this process remained mostly hybrid...
Financial institutions are often top of the list of organisations that have been slower to embrace digital transformation. Indeed, in a recent survey of financial services (FS) companies, half listed...
The UK's relationship with the EU has been tumultuous in recent years, especially in the wake of Brexit. With regards to digital identities, former Prime Minister Tony Blair's, statement that "e...
Buy Now Pay Later (BNPL) isn’t delaying its growth. Apple recently launched its awaited ‘Apple Pay Later’ feature in the US, allowing users to split purchases into four payments over six weeks, with n...
SoftPoS, or Software Point of Sale, as it’s more commonly known, is a software solution that allows merchants to transform their NFC-enabled smartphone or tablet into a payment terminal. The technolog...
Recent bank failures in the US and bank acquisitions, on both sides of the Atlantic, are expected to put pressure on banking institutions to examine and rationalise their corporate governance and risk...
It happens that a large team's tremendous efforts to design and develop a perfect financial app can be in vain upon its market launch, much like the huge Titanic colliding with an iceberg. A weak laun...
As the world faces unprecedented numbers of refugees (from countries like Ukraine, Syria, Afghanistan, Eritrea, Venezuela…), it is more important than ever to find structural solutions to improve the...
In the rapidly evolving landscape of cybersecurity, financial institutions face an ongoing battle to protect their systems and data. That battle extends beyond their own systems and data to those of t...