Embedded Finance

How Acquirers Are Offering Instant Funding Without Putting Their Balance Sheet at Risk

22 May 2023

There’s an all-too-common scenario that pervades the payments landscape: acquirers blindly falling into a commodity trap. This unwanted outcome occurs when a financial institution that processes credit and debit card transactions on behalf of merchants sees its competitive edge blunted by competition. Over time, their service becomes indistinguish...

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Embedded Finance

Neobanks' 4-Click Instant Funding with Embedded Lending

25 Apr 2023

There’s a portmanteau that perfectly describes the challenger banks that emerged from the ashes of the 2008 financial crisis: the fusion of neo and banks to create neobanks. The use of neo – another word for new – underscores their determination to disrupt the traditional banking model using the latest technology. These innovative providers of fin...

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Embedded Finance

Instagram has launched ‘payment in chat’: what does this mean for online merchants?

17 Aug 2022

Last month it was announced that Instagram is introducing a ‘payments in chat’ feature, where users can purchase products from businesses and track orders via the direct message function. Initially being rolled out across the US, if it follows the format of most trials from Meta, it’ll likely be available in more markets in the near future. Given ...