Profile

Ritesh's blog archive

2023 (5)
Ritesh Jain

Ritesh Jain

Founder at Infynit / Former COO HSBC
Message Message me Posts: 5 Comments: 1

Blogs

Financial Inclusion

Navigating the Transition to a Cashless Society: Balancing Inclusion and Digital Innovation

16 May 2023

The ongoing shift towards a cashless society in the UK presents an intriguing landscape, promising enhanced convenience and efficiency. However, we must remain cognisant of the potential impact on cash-dependent populations. As we embark on this transformative journey, it becomes imperative to consider their needs, ensuring inclusivity and uphol

1

 

Empowering Financial Inclusion and Resilience - A Handbook for Offline Payments with CBDC

11 May 2023

In the ever-evolving landscape of digital currencies, Central Bank Digital Currency (CBDC) has emerged as a game-changer. With its potential to revolutionize payment systems, the Bank for International Settlements (BIS) recently launched a ground-breaking handbook, offering valuable insights into offline payments with CBDC. This comprehensive guid...

Artificial Intelligence and Financial Services

The Psychological Toll of AI: Erosion of Empathy and Trust in Our Relationships

07 May 2023

Artificial Intelligence (AI) is rapidly changing the way we live, work, and interact with each other. From virtual assistants like Siri and Alexa to self-driving cars, which are getting a lot more buzz post chatgpt, AI is making our lives easier and more convenient. However, the increasing integration of AI into our daily lives also profoundly i

Innovation in Financial Services

Beyond Disruption: Fostering Growth and Innovation Without Sacrificing Existing Businesses

05 May 2023

Over the last few decades, "disruption" has become a prevailing mantra in the business world. Companies have been urged to disrupt industries, disrupt competitors, or even disrupt themselves to innovate and grow. Disruption is often seen as synonymous with innovation, and it is no wonder it has become a widely discussed topic. Whether

1