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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
In these times of high inflation - significantly higher than interests on savings - investing your excess money (wisely) is crucial to avoid losing purchasing power. Hundreds of books and courses try ...
In the realm of cutting-edge technologies, two groundbreaking fields have captured significant attention: quantum computing and artificial intelligence (AI). While they are distinct in nature, both po...
Over the last few decades, "disruption" has become a prevailing mantra in the business world. Companies have been urged to disrupt industries, disrupt competitors, or even disrupt themselv
Governments and enterprises will adopt a global trust infrastructure, resulting in citizens and organizations receiving general-purpose identity wallets that can obtain, deliver, and pass on verifie
Five economic outcomes for financial services We are in a watershed moment for financial services. Following the abrupt failure of Silicon Valley Bank — the largest collapse of a U.S. Bank since 2008 ...
In recent years, online shopping and electronic payments have become increasingly popular, leading to a rise in payment fraud. Cybersecurity has become a top priority in the payments industry, as frau...
I have been acting as an independent advisor for the Findyconsortium in Finland (now the public-private Findynet co-operative) since it started in 2018. It aims at implementing a trust infrastructure ...
UPI is a system that bunches multiple bank accounts into a single mobile application enabling P2P and P2M fund transfers. India central bank RBI enabled UPI to be now be available for visitors from #...
One of the things I love about my research is talking to organisations about how technology will change the way they do things in the future, and then working with my team to create technology to prov...
It brings me grief when I hear people refer to CBDC as being just another form of digital money or just another mobile application for making payments when in reality there is a world of difference wi...
Cloud adoption has been embraced by companies with 94% using some form of cloud computing in their operations in 2022. One of the best business decisions organisations can currently make is to no lon...
As I wrote in the first post, my interest for digitalisation started off from trying to automate more work in the backoffices. Then it moved to convenience for e-banking customers > not having to s...