Simon Farmilo

Simon Farmilo

Strategic Partnerships Director at Capify
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Bio I lead Capify UK's strategic partnership and channel initiatives. Our mission is to make business funding simple and accessible to more UK SMEs. Career History I have been working in the Fintech and Banking industry for over 16 years. My speciality is in creating and scaling new fintech models through B2B and B2C channels. I also enjoy commenting and following the latest developments in the fintech world.

Blogs

Banking and Lending Solutions

Should Consumer Lenders Migrate Towards SMEs?

15 Oct 2022

It seems pathetic to compare America’s 1800’s westward migration to a well-funded fintech expanding its product suite. But that’s exactly what I’m doing. 150 years ago, moving west to find greener pastures (and perhaps even gold), was a road touted with hopes, dreams and extreme danger. One could remain in the built up eastern towns of New York o

Banking and Lending Solutions

How To Correctly Price Buy-Now-Pay-Later For SMEs

23 Sep 2022

A few years ago when the wave of consumer buy-now-pay later (BNPL) adoption took off, it was only a matter of time before entrepreneurs looked into a B2B proposition. On the surface it makes sense. B2C merchants seem to be enjoying the fruits of BNPL, including an increase of up to 30% in average basket sizes. BNPL consumer giants like Klarna als

Cryptocurrency Insights

Can Bitcoin Solve Its Green Problem?

19 Aug 2021

Iceland — known for its stunning landscape, Instagramable hot pools, and over-representation in world strongmen competitions. Its also a good place to launch your new bitcoin mining operation. For bitcoin miners, cost vs reward is everything. If you’re lucky to get your hands on in-demand miner hardware, chances are you might not even recoup on yo

Blockchain Observations

Five Blockchain Start-Ups You Need To Watch

02 Jun 2021

The year is 2009. A forum user, under the guise ‘Satoshi Nakamoto’, sits down at their computer and is compelled to post something. They (an individual or group) have for years held a deep-seated distrust in centralised financial intuitions; that distrust has now most likely overflowed in to anger as they watch the events of the Global Financial C