Latest Finextra Research Retail banking Headlines https://www.finextra.com/ The Latest Financial IT Retail banking Headlines Copyright 2023 Finextra Research Ltd en-GB contact@finextra.com (Finextra Contact) Finextra Research Headlines https://www.finextra.com https://www.finextra.com/finextra-images/site/finextra.png Digital euro could smoothly integrate into payments landscape - Nexi https://www.finextra.com/newsarticle/42380/digital-euro-could-smoothly-integrate-into-payments-landscape---nexi?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42380/digital-euro-could-smoothly-integrate-into-payments-landscape---nexi?utm_medium=rssfinextra&utm_source=finextrafeed Mon, 29 May 2023 00:01:00 GMT A digital euro could be smoothly integrated into the existing European payments landscape while leaving ample scope for innovative features and technologies, testing from the ECB and Italian outfit Nexi has shown. Sam Altman's Worldcoin project raises $115m https://www.finextra.com/newsarticle/42378/sam-altmans-worldcoin-project-raises-115m?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42378/sam-altmans-worldcoin-project-raises-115m?utm_medium=rssfinextra&utm_source=finextrafeed Fri, 26 May 2023 15:00:00 GMT Sam Altman's Tools for Humanity has raised $115 million for Worldcoin, its effort to build an identity and financial network by giving away free crypto tokens to people who agree to get their irises scanned. Nymbus raises $70m https://www.finextra.com/newsarticle/42371/nymbus-raises-70m?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42371/nymbus-raises-70m?utm_medium=rssfinextra&utm_source=finextrafeed Fri, 26 May 2023 00:01:00 GMT Banking technology vendor Nymbus has closed a $70 million Series D funding round led by Insight Partners and joined by clients ConnectOne Bank and PeoplesBank. Qred wins banking licence https://www.finextra.com/newsarticle/42368/qred-wins-banking-licence?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42368/qred-wins-banking-licence?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 10:36:00 GMT Swedish credit scoring platform Qred is to become Europe's newest bank, having been granted a full banking licence by the country's financial regulator. Monzo founder Blomfield joins Y Combinator https://www.finextra.com/newsarticle/42367/monzo-founder-blomfield-joins-y-combinator?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42367/monzo-founder-blomfield-joins-y-combinator?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 09:55:00 GMT Monzo founder Tom Blomfield has joined startup accelerator and venture capital firm Y Combinator as a group partner. Starling founder Anne Boden relinquishes CEO role https://www.finextra.com/newsarticle/42366/starling-founder-anne-boden-relinquishes-ceo-role?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42366/starling-founder-anne-boden-relinquishes-ceo-role?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 09:31:00 GMT Anne Boden, the founder and public face of Starling Bank for almost a decade, is to step aside as CEO on 30 June and will remain on the Board as a non-executive director. Dark web study reveals Brits are Europe's biggest card fraud victims https://www.finextra.com/newsarticle/42365/dark-web-study-reveals-brits-are-europes-biggest-card-fraud-victims?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42365/dark-web-study-reveals-brits-are-europes-biggest-card-fraud-victims?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 09:18:00 GMT Research into a dark web database of six million global card details showed only America and India had more payment data stolen than the UK. Amazon One rolls out age verification so you can buy beer with just your palm https://www.finextra.com/newsarticle/42363/amazon-one-rolls-out-age-verification-so-you-can-buy-beer-with-just-your-palm?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42363/amazon-one-rolls-out-age-verification-so-you-can-buy-beer-with-just-your-palm?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 00:01:00 GMT Amazon has added age verification capabilities to its palm reading technology, enabling eligible shoppers to buy alcohol with a wave of their hand - without having to dig into their wallets for ID. CaixaBank launches app to turn phones into POS devices https://www.finextra.com/newsarticle/42362/caixabank-launches-app-to-turn-phones-into-pos-devices?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42362/caixabank-launches-app-to-turn-phones-into-pos-devices?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 00:01:00 GMT Spain's CaixaBank has built an app that lets merchants take payments, view account history, generate receipts and handle refunds from their phone, all without the need for additional hardware. Mollie launches payment terminal https://www.finextra.com/newsarticle/42364/mollie-launches-payment-terminal?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42364/mollie-launches-payment-terminal?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 24 May 2023 14:40:00 GMT European payments fintech Mollie is boosting its in-person capabilities with the launch of a POS terminal. Klarna introduces credit opt outs https://www.finextra.com/newsarticle/42360/klarna-introduces-credit-opt-outs?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42360/klarna-introduces-credit-opt-outs?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 24 May 2023 09:05:00 GMT Klarna has updated its app to provide budget-conscious Brits with a tool to opt out of taking on more debt and called on credit card companies and other providers to follow suit. Plenty launches fintech platform for millennial couples https://www.finextra.com/newsarticle/42356/plenty-launches-fintech-platform-for-millennial-couples?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/newsarticle/42356/plenty-launches-fintech-platform-for-millennial-couples?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 24 May 2023 00:01:00 GMT Plenty, a financial platform that helps couples discuss, manage and invest their money, has raised $2.75 million in pre-seed capital. Cyprus Credit Union picks Eltropy for digital conversations platform https://www.finextra.com/pressarticle/97012/cyprus-credit-union-picks-eltropy-for-digital-conversations-platform?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97012/cyprus-credit-union-picks-eltropy-for-digital-conversations-platform?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 23:00:00 GMT Eltropy, the leading digital conversations platform for community financial institutions, is excited to announce that Cyprus Credit Union has chosen Eltropy as its new partner to modernize the credit union’s digital communication strategy. Polymesh joins NayaOne network https://www.finextra.com/pressarticle/97011/polymesh-joins-nayaone-network?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97011/polymesh-joins-nayaone-network?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 17:35:00 GMT Polymesh, the leader in public-permissioned blockchain, announced today its integration into the ecosystem of NayaOne, a leading digital transformation platform for the financial services industry. Wearable payments brand RingPay lands on Amazon https://www.finextra.com/pressarticle/97010/wearable-payments-brand-ringpay-lands-on-amazon?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97010/wearable-payments-brand-ringpay-lands-on-amazon?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 17:34:00 GMT RingPay by McLEAR, the smart ring that enables users to pay for things with a wave of the hand, launches for sale on Amazon UK this month. PensionBee adopts ViaNova transfer standards for pension consolidation https://www.finextra.com/pressarticle/97009/pensionbee-adopts-vianova-transfer-standards-for-pension-consolidation?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97009/pensionbee-adopts-vianova-transfer-standards-for-pension-consolidation?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 17:33:00 GMT PensionBee, a leading online pension provider, has made it possible for more savers to move their pensions quickly and efficiently with the adoption of an additional transfer service. EML Payments and Visa team on digital gift card for shopping centres https://www.finextra.com/pressarticle/97008/eml-payments-and-visa-team-on-digital-gift-card-for-shopping-centres?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97008/eml-payments-and-visa-team-on-digital-gift-card-for-shopping-centres?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 17:31:00 GMT EML Payments Limited (ASX: EML), a leading payment solutions provider, is working with Visa, a world leader in digital payments, to offer its private label digital gift cards product serving its broad shopping center and multi-retailer customer base in the United States and Canada. Alviere partners Array to add financial wellness tools to embedded finance platform https://www.finextra.com/pressarticle/97007/alviere-partners-array-to-add-financial-wellness-tools-to-embedded-finance-platform?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97007/alviere-partners-array-to-add-financial-wellness-tools-to-embedded-finance-platform?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 17:28:00 GMT Alviere, the leading global embedded finance platform, is proud to announce that it is partnering with Array to offer Alviere’s enterprise clients customizable digital credit and identity tools to increase digital engagement, generate revenue, and help end customers own their financial future. Bud Financial joins Google Cloud Marketplace https://www.finextra.com/pressarticle/97006/bud-financial-joins-google-cloud-marketplace?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97006/bud-financial-joins-google-cloud-marketplace?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 15:22:00 GMT Bud Financial Limited (US) is now available in the Google Cloud partner directory. Bud’s presence allows companies to work with the data-intelligence fintech as part of their annual spend, unlocking the benefits of a single commitment to Google Cloud. Climate fintech Pyrpose raises $1 million https://www.finextra.com/pressarticle/97004/climate-fintech-pyrpose-raises-1-million?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97004/climate-fintech-pyrpose-raises-1-million?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 13:57:00 GMT Pyrpose, a breakthrough climate finance platform which connects climate conscious consumers directly with climate innovators to reduce future carbon emissions, is looking to accelerate its growth trajectory after announcing today that it has completed its fundraise. Finbots.ai signs Cambodia's Sathapana Bank https://www.finextra.com/pressarticle/97003/finbotsai-signs-cambodias-sathapana-bank?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97003/finbotsai-signs-cambodias-sathapana-bank?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 11:28:00 GMT Accel-backed finbots.ai, a Singapore headquartered B2B SaaS FinTech today announced signing —Cambodia’s leading commercial bank—as their latest client. MPowered Mortgages begins testing ChatGPT https://www.finextra.com/pressarticle/97000/mpowered-mortgages-begins-testing-chatgpt?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/97000/mpowered-mortgages-begins-testing-chatgpt?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 11:23:00 GMT MPowered Mortgages, the fintech mortgage lender using AI to speed up and simplify the mortgage journey for homebuyers and remortgagers, today announces that it has integrated ChatGPT technology into its internal chatbot tool on its mortgage origination platform. Fimatix acquires Semantic Evolution https://www.finextra.com/pressarticle/96999/fimatix-acquires-semantic-evolution?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/96999/fimatix-acquires-semantic-evolution?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 11:19:00 GMT Fimatix, a leading provider of digital transformation solutions, announced today the acquisition of Semantic Evolution, a specialist in the provision of AI and machine learning powered solutions to the Financial Services sector. Instant Cash obtains Retail Payment Services and Card Scheme License from Central Bank of UAE https://www.finextra.com/pressarticle/96997/instant-cash-obtains-retail-payment-services-and-card-scheme-license-from-central-bank-of-uae?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/pressarticle/96997/instant-cash-obtains-retail-payment-services-and-card-scheme-license-from-central-bank-of-uae?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 11:15:00 GMT Instant Cash, a company within the FINTX portfolio, the fintech arm of Emirates Post Group, and one of the fastest-growing money transfer brands in the region, received the Retail Payment Services and Card Scheme Regulation (RPSCS) Category 2 License from the Central Bank of the UAE (CBUAE), making it the first Money Transfer Operator (MTO) in the UAE to obtain this licence. Exploring the Impact of Innovation on Neobanks https://www.finextra.com/videoarticle/2905/exploring-the-impact-of-innovation-on-neobanks?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2905/exploring-the-impact-of-innovation-on-neobanks?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 15:58:00 GMT Speaking at TCF 2023, Craig Bennett, Managing Director APAC, Temenos, and Simon Beitz, CEO, Alex Bank, discuss the exciting real-time applications that innovation has introduced to the market, and how technology and regulations are playing a significant role in shaping the future of neobanks. Reimagining International Payments https://www.finextra.com/videoarticle/2900/reimagining-international-payments?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2900/reimagining-international-payments?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 18 May 2023 15:10:00 GMT Patrik Havander, Head of B2B Connect, Cross Border Money Movement Europe, Visa, discusses cross-border payments in Sweden at NextGen Nordics 2023, addressing its challenges and exploring the options available to overcome them. Next Gen Nordics 2023: Innovation at scale https://www.finextra.com/videoarticle/2898/next-gen-nordics-2023-innovation-at-scale?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2898/next-gen-nordics-2023-innovation-at-scale?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 11 May 2023 12:39:00 GMT FinextraTV reports on the resounding success of NextGen Nordics 2023 in Stockholm, where attendees filled up the venue to take part in insightful discussions on the latest trends and developments in the Nordic financial services industry. The event was marked by energy and innovation, as industry leaders delved into topics such as infrastructure, collaboration, payments, CBDCs, P27, and harmonisation. For an immersive look at the event's key takeaways, be sure to watch the NGN highlights video and discover why it has become one of the most anticipated events in the European financial services space. Why UK Infrastructure Bank's risk appetite is different to most banks https://www.finextra.com/videoarticle/2893/why-uk-infrastructure-banks-risk-appetite-is-different-to-most-banks?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2893/why-uk-infrastructure-banks-risk-appetite-is-different-to-most-banks?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 02 May 2023 16:54:00 GMT John Flint, CEO, UK Infrastructure Bank, speaks to Richard Peers from Responsible Risk, about the banks' role in stimulating investment in the UK's infrastructure to address, climate change mitigation, adaption, Nature based solutions and levelling up agendas. Reshaping Nordic Strategies: Exploring Opportunities & Potential Pivots post-P27 https://www.finextra.com/videoarticle/2891/reshaping-nordic-strategies-exploring-opportunities--potential-pivots-post-p27?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2891/reshaping-nordic-strategies-exploring-opportunities--potential-pivots-post-p27?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 02 May 2023 15:44:00 GMT How Innovation & ISO 20022 are shaping Canada's modernisation journey https://www.finextra.com/videoarticle/2890/how-innovation--iso-20022-are-shaping-canadas-modernisation-journey?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2890/how-innovation--iso-20022-are-shaping-canadas-modernisation-journey?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 02 May 2023 14:23:00 GMT Mike Hoganson, Director, Lynx, Payments Canada, speaks in the lead-up to The 2023 Payments Canada SUMMIT about Lynx, Canada's new high-value payments system, what this means for the region's modernisation journey and the implications of ISO 20022 going forward. The importance of investing in your customer experience strategy https://www.finextra.com/videoarticle/2889/the-importance-of-investing-in-your-customer-experience-strategy?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2889/the-importance-of-investing-in-your-customer-experience-strategy?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 02 May 2023 11:51:00 GMT Speaking at Merchant Payments Ecosystem 2023, Kirsty Morris, Managing Director of Commercial Solutions, Barclaycard Payments, discusses customer payment habits and how businesses can use customer experience strategies to remain ahead of the curve. Enabling the ecosystem & influencing User Experience https://www.finextra.com/videoarticle/2888/enabling-the-ecosystem--influencing-user-experience?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2888/enabling-the-ecosystem--influencing-user-experience?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 02 May 2023 11:16:00 GMT Speaking at Merchant Payments Ecosystem 2023, Dan Penn, Director of Digital Partner Development, Visa, and Laura Birch, Director of Enablers & Fintech, Visa, discuss digital payments, user experience and trends for the year ahead. What the P27 set-back means for Nordic harmonisation https://www.finextra.com/videoarticle/2887/what-the-p27-set-back-means-for-nordic-harmonisation?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2887/what-the-p27-set-back-means-for-nordic-harmonisation?utm_medium=rssfinextra&utm_source=finextrafeed Fri, 28 Apr 2023 16:33:00 GMT Lars Sjogren, Independent Payments Expert & Advisor, speaks at NextGen Nordics 2023, about the recent P27 set-back, what this means for harmonisation across the Nordics and what happens next, now the project is more Swedish-focused than Nordic-focused. Keeping up the momentum with Open Banking https://www.finextra.com/videoarticle/2886/keeping-up-the-momentum-with-open-banking?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2886/keeping-up-the-momentum-with-open-banking?utm_medium=rssfinextra&utm_source=finextrafeed Fri, 21 Apr 2023 11:23:00 GMT Helen Child, CEO, Open Banking Excellence (OBE), speaks at Innovate Finance Global Summit 2023, discussing the progress made in Open Banking and how we can keep up with momentum and maintain the UK's global lead. 'Game of Loans' - Are Neobanks Still Challenging? https://www.finextra.com/videoarticle/2877/game-of-loans---are-neobanks-still-challenging?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2877/game-of-loans---are-neobanks-still-challenging?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 18 Apr 2023 15:19:00 GMT Speaking at Innovate Finance Global Summit 2023, Mark Mullen, CEO, Atom Bank, discusses fintech's beginnings, how it's maturing and what is happening now for neo banks as they embrace new areas of innovation. Building the banking business models of the Future https://www.finextra.com/videoarticle/2876/building-the-banking-business-models-of-the-future?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2876/building-the-banking-business-models-of-the-future?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 18 Apr 2023 14:06:00 GMT Speaking at Innovate Finance Global Summit 2023, Sam Everington, CEO, Engine by Starling, discusses how digital banks keep challenging and pivoting as they become more established in the financial sector. Weathering the 'Fintech Winter' and beyond https://www.finextra.com/videoarticle/2875/weathering-the-fintech-winter-and-beyond?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/videoarticle/2875/weathering-the-fintech-winter-and-beyond?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 18 Apr 2023 12:30:00 GMT Speaking at Innovate Finance Global Summit 2023, Jaidev Janardana, CEO, Zopa, discusses the key impacts of fintech over the years, what's on the horizon, and how the sector has evolved, particularly during the so-called 'fintech winter.' ISO 20022 evolution: How to ensure interoperability https://www.finextra.com/featurearticle/2714/iso-20022-evolution-how-to-ensure-interoperability?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/featurearticle/2714/iso-20022-evolution-how-to-ensure-interoperability?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 05 Apr 2023 22:44:00 GMT Watch this webinar, in association with FIS Global, exploring how the standardisation of ISO 20022 is evolving and how payment systems and financial institutions are keeping up with the transformation. Fintech vs. Banking: Who will win the deposit war? https://www.finextra.com/featurearticle/2711/fintech-vs-banking-who-will-win-the-deposit-war?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/featurearticle/2711/fintech-vs-banking-who-will-win-the-deposit-war?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 08 Mar 2023 10:13:00 GMT Watch this webinar on how traditional banks should ‘remix’ their portfolio and partner with fintech firms to deliver refined services. Instant Payments connectivity on the Cloud https://www.finextra.com/featurearticle/2706/instant-payments-connectivity-on-the-cloud?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/featurearticle/2706/instant-payments-connectivity-on-the-cloud?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 14 Feb 2023 14:10:00 GMT Against the backdrop of the Eurozone preparing rules to make SEPA-instant a mandatory part of the EU payments infrastructure, there has been an increased interest in cloud-based payments-as-a-service solutions for transactions between banks and clearing houses. Embedded payments: Why integrate payments capabilities into your tech stack https://www.finextra.com/featurearticle/2705/embedded-payments-why-integrate-payments-capabilities-into-your-tech-stack?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/featurearticle/2705/embedded-payments-why-integrate-payments-capabilities-into-your-tech-stack?utm_medium=rssfinextra&utm_source=finextrafeed Mon, 13 Feb 2023 12:57:00 GMT From neo-banks offering new product lines and increasing customer stickiness, to lenders reducing fraud and customer complaints, businesses across the financial services sector and beyond are harnessing the power of embedded payments. Embedded Finance: A marketplace differentiator for banks https://www.finextra.com/featurearticle/2703/embedded-finance-a-marketplace-differentiator-for-banks?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/featurearticle/2703/embedded-finance-a-marketplace-differentiator-for-banks?utm_medium=rssfinextra&utm_source=finextrafeed Tue, 17 Jan 2023 16:37:00 GMT Embedded finance is not a new concept. Corporations outside of the financial services industry have provided banking services through credit cards at shops, supermarkets, and airlines; financing at retailers; and loans at car dealerships for decades. How BaaS Is Helping Banks and Fintechs Compete in 2023 https://www.finextra.com/blogposting/24260/how-baas-is-helping-banks-and-fintechs-compete-in-2023?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/blogposting/24260/how-baas-is-helping-banks-and-fintechs-compete-in-2023?utm_medium=rssfinextra&utm_source=finextrafeed Wed, 24 May 2023 21:07:01 GMT Over the past decade, the fintech industry has experienced a significant surge, primarily driven by ... Banking as a Service (BaaS) and Embedded Finance, innovation for today’s challenges https://www.finextra.com/blogposting/24239/banking-as-a-service-baas-and-embedded-finance-innovation-for-todays-challenges?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/blogposting/24239/banking-as-a-service-baas-and-embedded-finance-innovation-for-todays-challenges?utm_medium=rssfinextra&utm_source=finextrafeed Mon, 22 May 2023 13:27:32 GMT Few could have anticipated the margin and deposit growth pressures financial institutions have sudde... State of chatbots in 2023 AI wave https://www.finextra.com/blogposting/24263/state-of-chatbots-in-2023-ai-wave?utm_medium=rssfinextra&utm_source=finextrafeed https://www.finextra.com/blogposting/24263/state-of-chatbots-in-2023-ai-wave?utm_medium=rssfinextra&utm_source=finextrafeed Thu, 25 May 2023 14:19:12 GMT With a recent AI breakthrough captivating the world's attention, the momentum of the AI market penet... 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